{"id":16656,"date":"2025-01-24T12:02:03","date_gmt":"2025-01-24T04:02:03","guid":{"rendered":"https:\/\/www.medicare-asia.com\/?p=16656"},"modified":"2025-01-24T14:21:38","modified_gmt":"2025-01-24T06:21:38","slug":"medishield-life-council-report-2024","status":"publish","type":"post","link":"https:\/\/www.medicare-asia.com\/id\/medishield-life-council-report-2024\/","title":{"rendered":"Laporan Dewan Medishield Life 2024"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"16656\" class=\"elementor elementor-16656\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0f87257 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0f87257\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9e7781a\" data-id=\"9e7781a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d3cb2b elementor-widget elementor-widget-heading\" data-id=\"5d3cb2b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 24-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-large\">Poin-poin Utama<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0520fa3 elementor-widget elementor-widget-heading\" data-id=\"0520fa3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Konteks Ulasan<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bad455a elementor-widget elementor-widget-text-editor\" data-id=\"bad455a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 24-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<ul><li><span style=\"font-size: 18px;\">Sejak didirikan pada tahun\u00a0<strong>2015<\/strong>Skema MediShield Life telah mengalami beberapa peningkatan untuk meningkatkan cakupan sambil tetap menjaga keterjangkauan dan keberlanjutan.<\/span><\/li><li><span style=\"font-size: 18px;\">Itu\u00a0<strong>Ulasan 2024<\/strong>\u00a0bertujuan untuk memastikan bahwa MediShield Life tetap relevan sebagai skema asuransi kesehatan nasional di tengah meningkatnya biaya medis dan perubahan model pemberian layanan kesehatan.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f6ded1 elementor-widget elementor-widget-heading\" data-id=\"3f6ded1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Dorongan untuk Tinjauan Tahun 2024<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df4b24d elementor-widget elementor-widget-text-editor\" data-id=\"df4b24d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 18px;\">Dewan mengidentifikasi tiga faktor utama yang mendorong perlunya peninjauan:<\/span><\/p><ol><li style=\"list-style-type: none;\"><ol><li><span style=\"font-size: 18px;\"><strong>Meningkatnya Tagihan Medis<\/strong>: Batasan klaim saat ini tidak mencukupi, hanya mencakup kurang dari\u00a0<strong>80%<\/strong>\u00a0tagihan bersubsidi, sehingga memerlukan peningkatan guna lebih melindungi pasien dari biaya medis yang besar.<\/span><\/li><li><span style=\"font-size: 18px;\"><strong>Pergeseran dalam Pemberian Layanan Kesehatan<\/strong>: Ada tren yang berkembang menuju perawatan rawat jalan dan berbasis rumah, yang mengharuskan MediShield Life memperluas cakupannya di luar pengaturan rawat inap.<\/span><\/li><li><span style=\"font-size: 18px;\"><strong>Kemajuan dalam Teknologi Medis<\/strong>:Terapi baru yang berbiaya tinggi tengah bermunculan, yang seharusnya ditanggung oleh asuransi jika terapi tersebut efektif secara klinis dan biaya.<\/span><\/li><\/ol><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f91629c elementor-widget elementor-widget-heading\" data-id=\"f91629c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Rekomendasi untuk Perubahan Manfaat Skema\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b74179 elementor-widget elementor-widget-image\" data-id=\"5b74179\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 24-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T132041.674-300x300.png\" class=\"attachment-medium size-medium wp-image-16678\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-759dac1 elementor-widget elementor-widget-text-editor\" data-id=\"759dac1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"markdown-content w-full leading-7 overflow-x-auto [&amp;_p]:whitespace-pre-line\" data-sentry-element=\"unknown\" data-sentry-source-file=\"message-chunk.tsx\"><ol><li><span style=\"font-size: 18px;\"><strong>Meningkatkan Batas Klaim<\/strong>:<\/span><ul><li><span style=\"font-size: 18px;\">Batas klaim harian untuk dua hari pertama di bangsal normal akan meningkat dari\u00a0<strong>$1.000 hingga $1.630<\/strong>.<\/span><\/li><li><span style=\"font-size: 18px;\">Batas klaim harian ICU akan meningkat dari\u00a0<strong>$2.200 hingga $5.140<\/strong>.<\/span><\/li><li><span style=\"font-size: 18px;\">Batas klaim tahun polis akan meningkat dari\u00a0<strong>$150.000 hingga $200.000<\/strong>.<\/span><\/li><\/ul><\/li><\/ol><\/div><div class=\"markdown-content w-full leading-7 overflow-x-auto [&amp;_p]:whitespace-pre-line\" data-sentry-element=\"unknown\" data-sentry-source-file=\"message-chunk.tsx\"><ol start=\"2\"><li><span style=\"font-size: 18px;\"><strong>Peningkatan Cakupan Rawat Jalan<\/strong>:<\/span><ul><li><span style=\"font-size: 18px;\">Peningkatan signifikan dalam batas klaim untuk perawatan rawat jalan, seperti:<\/span><ul><li><span style=\"font-size: 18px;\">Batas dialisis ginjal akan meningkat dari\u00a0<strong>$1.100 hingga $1.750<\/strong>\u00a0per bulan.<\/span><\/li><li><span style=\"font-size: 18px;\">Pengenalan cakupan untuk perawatan rawat jalan baru, termasuk\u00a0<strong>Stimulasi Magnetik Transkranial berulang (rTMS)<\/strong>\u00a0untuk kondisi kesehatan mental.<\/span><\/li><\/ul><\/li><\/ul><\/li><\/ol><\/div><div class=\"markdown-content w-full leading-7 overflow-x-auto [&amp;_p]:whitespace-pre-line\" data-sentry-element=\"unknown\" data-sentry-source-file=\"message-chunk.tsx\"><ol start=\"3\"><li><span style=\"font-size: 18px;\"><strong>Cakupan untuk Perawatan Baru Berbiaya Tinggi<\/strong>:<\/span><ul><li><span style=\"font-size: 18px;\">Perluasan cakupan untuk mencakup\u00a0<strong>Produk Terapi Sel, Jaringan, dan Gen (CTGTP)<\/strong>, yang diharapkan akan menjadi lebih umum.<\/span><\/li><\/ul><\/li><\/ol><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa18555 elementor-widget elementor-widget-heading\" data-id=\"aa18555\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Penyesuaian Keuangan dan Langkah-Langkah Dukungan\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5d3742 elementor-widget elementor-widget-text-editor\" data-id=\"a5d3742\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"markdown-content w-full leading-7 overflow-x-auto [&amp;_p]:whitespace-pre-line\" data-sentry-element=\"unknown\" data-sentry-source-file=\"message-chunk.tsx\"><ul><li><span style=\"font-size: 18px;\"><strong>Penyesuaian Premi<\/strong>: Untuk mendukung peningkatan batas klaim dan manfaat baru, premi perlu disesuaikan. Dewan merekomendasikan:<\/span><ul><li><span style=\"font-size: 18px;\">Batas atas premi meningkat hingga tidak lebih dari\u00a0<strong>35%<\/strong>.<\/span><\/li><li><span style=\"font-size: 18px;\">Penerapan premi meningkat secara merata di sepanjang siklus.<\/span><\/li><li><span style=\"font-size: 18px;\">Peningkatan subsidi premi untuk rumah tangga berpenghasilan rendah hingga menengah.<\/span><\/li><\/ul><\/li><\/ul><\/div><div class=\"markdown-content w-full leading-7 overflow-x-auto [&amp;_p]:whitespace-pre-line\" data-sentry-element=\"unknown\" data-sentry-source-file=\"message-chunk.tsx\"><ul><li><span style=\"font-size: 18px;\"><strong>Insentif untuk Gaya Hidup Sehat<\/strong>:Dewan mengusulkan pengenalan diskon premi bagi pemegang polis yang menjalankan praktik hidup sehat, dengan mempromosikan tindakan pencegahan kesehatan.<\/span><\/li><\/ul><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a48f913 elementor-widget elementor-widget-heading\" data-id=\"a48f913\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Wawasan dari Keterlibatan Publik<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a61e740 elementor-widget elementor-widget-text-editor\" data-id=\"a61e740\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 18px;\">Dewan terlibat dalam\u00a0<strong>300 pemangku kepentingan<\/strong>\u00a0melalui kelompok fokus dan diskusi, menyoroti masalah tentang keterjangkauan layanan kesehatan dan perlunya cakupan yang lebih baik.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff6bacf elementor-widget elementor-widget-heading\" data-id=\"ff6bacf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Kesimpulan\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3300b8 elementor-widget elementor-widget-text-editor\" data-id=\"e3300b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 18px;\">Perubahan yang diusulkan bertujuan untuk meningkatkan perlindungan finansial bagi warga Singapura yang menghadapi tagihan medis yang besar dan memastikan bahwa MediShield Life tetap menjadi skema asuransi kesehatan yang berkelanjutan dan efektif. Anda dapat mengakses dokumen sebelumnya tentang <a href=\"https:\/\/www.medicare-asia.com\/id\/medishield-life-2024-review-press-release\/\"><span style=\"text-decoration: underline;\">Lampiran A \u2013 Siaran Pers Tinjauan MediShield Life 2024<\/span><\/a>Untuk informasi lebih rinci, silakan periksa dokumen di bawah ini:<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4137c6 elementor-widget elementor-widget-html\" data-id=\"a4137c6\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"left: 0; width: 100%; height: 0; position: relative; padding-bottom: 129.4118%;\"><iframe src=\"https:\/\/docs.google.com\/viewer?embedded=true&url=https%3A%2F%2Fwww.medicare-asia.com%2Fwp-content%2Fuploads%2F2025%2F01%2FAnnex-B-Medishield-Life-Council-Report-2024-output.pdf\" style=\"top: 0; left: 0; width: 100%; height: 100%; position: absolute; border: 0;\" allowfullscreen><\/iframe><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-330b4a9 elementor-widget elementor-widget-eael-cta-box\" data-id=\"330b4a9\" data-element_type=\"widget\" data-widget_type=\"eael-cta-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"eael-call-to-action cta-flex bg-img\">\n\t    <div class=\"content\">\n            <h2 class=\"title\">Dapatkan CMS yang Kompatibel dengan Healthier-SG Anda<\/h2><p><p><span style=\"font-size: 18px;\">Jalankan klinik Anda dengan mudah dengan sistem yang sederhana, lancar, dan dirancang untuk perawatan yang lebih baik<\/span><\/p><\/p>\t    <\/div>\n\t    <div class=\"action\">\n\t        <a href=\"https:\/\/www.medicare-asia.com\/id\/contact\/\" class=\"cta-button\">Daftar sekarang<\/a>\t    <\/div>\n\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Menjaga kesehatan wanita dan dokter kandungan bukan hanya sekadar kunjungan dokter sesekali\u2014ini tentang bersikap proaktif dan terinformasi<\/p>","protected":false},"author":1,"featured_media":16662,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[134],"tags":[],"class_list":["post-16656","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-medishield-life"],"acf":[],"aioseo_notices":[],"rttpg_featured_image_url":{"full":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888.png",1080,1080,false],"landscape":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888.png",1080,1080,false],"portraits":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888.png",1080,1080,false],"thumbnail":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888-150x150.png",150,150,true],"medium":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888-300x300.png",300,300,true],"large":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888-1024x1024.png",1024,1024,true],"1536x1536":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888.png",1080,1080,false],"2048x2048":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888.png",1080,1080,false],"trp-custom-language-flag":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888-12x12.png",12,12,true]},"rttpg_author":{"display_name":"admin","author_link":"https:\/\/www.medicare-asia.com\/id\/author\/malik\/"},"rttpg_comment":2,"rttpg_category":"<a href=\"https:\/\/www.medicare-asia.com\/id\/category\/medishield-life\/\" rel=\"category tag\">MediShield Life<\/a>","rttpg_excerpt":"Taking care of wome's health and obgyn goes beyond just the occasional doctor visit\u2014it's about being proactive and informed","_links":{"self":[{"href":"https:\/\/www.medicare-asia.com\/id\/wp-json\/wp\/v2\/posts\/16656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.medicare-asia.com\/id\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.medicare-asia.com\/id\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.medicare-asia.com\/id\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.medicare-asia.com\/id\/wp-json\/wp\/v2\/comments?post=16656"}],"version-history":[{"count":11,"href":"https:\/\/www.medicare-asia.com\/id\/wp-json\/wp\/v2\/posts\/16656\/revisions"}],"predecessor-version":[{"id":16682,"href":"https:\/\/www.medicare-asia.com\/id\/wp-json\/wp\/v2\/posts\/16656\/revisions\/16682"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.medicare-asia.com\/id\/wp-json\/wp\/v2\/media\/16662"}],"wp:attachment":[{"href":"https:\/\/www.medicare-asia.com\/id\/wp-json\/wp\/v2\/media?parent=16656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.medicare-asia.com\/id\/wp-json\/wp\/v2\/categories?post=16656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.medicare-asia.com\/id\/wp-json\/wp\/v2\/tags?post=16656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}