{"id":16656,"date":"2025-01-24T12:02:03","date_gmt":"2025-01-24T04:02:03","guid":{"rendered":"https:\/\/www.medicare-asia.com\/?p=16656"},"modified":"2025-01-24T14:21:38","modified_gmt":"2025-01-24T06:21:38","slug":"medishield-life-council-report-2024","status":"publish","type":"post","link":"https:\/\/www.medicare-asia.com\/en\/medishield-life-council-report-2024\/","title":{"rendered":"Medishield Life Council Report 2024"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"16656\" class=\"elementor elementor-16656\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0f87257 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0f87257\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9e7781a\" data-id=\"9e7781a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d3cb2b elementor-widget elementor-widget-heading\" data-id=\"5d3cb2b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 24-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-large\">Key Points<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0520fa3 elementor-widget elementor-widget-heading\" data-id=\"0520fa3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Context of the Review<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bad455a elementor-widget elementor-widget-text-editor\" data-id=\"bad455a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 24-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<ul><li><span style=\"font-size: 18px;\">Since its inception in\u00a0<strong>2015<\/strong>, the MediShield Life scheme has undergone several enhancements to improve coverage while maintaining affordability and sustainability.<\/span><\/li><li><span style=\"font-size: 18px;\">The\u00a0<strong>2024 Review<\/strong>\u00a0aims to ensure that MediShield Life remains relevant as a national health insurance scheme amidst rising medical costs and changing healthcare delivery models.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f6ded1 elementor-widget elementor-widget-heading\" data-id=\"3f6ded1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Impetus for the 2024 Review<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df4b24d elementor-widget elementor-widget-text-editor\" data-id=\"df4b24d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 18px;\">The Council identified three key factors driving the need for review:<\/span><\/p><ol><li style=\"list-style-type: none;\"><ol><li><span style=\"font-size: 18px;\"><strong>Rising Medical Bills<\/strong>: Current claim limits are insufficient, covering just under\u00a0<strong>80%<\/strong>\u00a0of subsidized bills, necessitating an increase to better protect patients from large medical expenses.<\/span><\/li><li><span style=\"font-size: 18px;\"><strong>Shift in Healthcare Delivery<\/strong>: There is a growing trend towards outpatient and home-based care, requiring MediShield Life to expand its coverage beyond inpatient settings.<\/span><\/li><li><span style=\"font-size: 18px;\"><strong>Advancements in Medical Technology<\/strong>: New, high-cost therapies are emerging, which should be covered by insurance if they are clinically and cost-effective.<\/span><\/li><\/ol><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f91629c elementor-widget elementor-widget-heading\" data-id=\"f91629c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Recommendations for Changes to Scheme Benefits\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b74179 elementor-widget elementor-widget-image\" data-id=\"5b74179\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 24-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T132041.674-300x300.png\" class=\"attachment-medium size-medium wp-image-16678\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-759dac1 elementor-widget elementor-widget-text-editor\" data-id=\"759dac1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"markdown-content w-full leading-7 overflow-x-auto [&amp;_p]:whitespace-pre-line\" data-sentry-element=\"unknown\" data-sentry-source-file=\"message-chunk.tsx\"><ol><li><span style=\"font-size: 18px;\"><strong>Increase Claim Limits<\/strong>:<\/span><ul><li><span style=\"font-size: 18px;\">Daily claim limits for the first two days in normal wards will increase from\u00a0<strong>$1,000 to $1,630<\/strong>.<\/span><\/li><li><span style=\"font-size: 18px;\">ICU daily claim limits will rise from\u00a0<strong>$2,200 to $5,140<\/strong>.<\/span><\/li><li><span style=\"font-size: 18px;\">Policy year claim limit will increase from\u00a0<strong>$150,000 to $200,000<\/strong>.<\/span><\/li><\/ul><\/li><\/ol><\/div><div class=\"markdown-content w-full leading-7 overflow-x-auto [&amp;_p]:whitespace-pre-line\" data-sentry-element=\"unknown\" data-sentry-source-file=\"message-chunk.tsx\"><ol start=\"2\"><li><span style=\"font-size: 18px;\"><strong>Outpatient Coverage Enhancements<\/strong>:<\/span><ul><li><span style=\"font-size: 18px;\">Significant increases in claim limits for outpatient treatments, such as:<\/span><ul><li><span style=\"font-size: 18px;\">Kidney dialysis limits will rise from\u00a0<strong>$1,100 to $1,750<\/strong>\u00a0per month.<\/span><\/li><li><span style=\"font-size: 18px;\">Introduction of coverage for new outpatient treatments, including\u00a0<strong>repetitive Transcranial Magnetic Stimulation (rTMS)<\/strong>\u00a0for mental health conditions.<\/span><\/li><\/ul><\/li><\/ul><\/li><\/ol><\/div><div class=\"markdown-content w-full leading-7 overflow-x-auto [&amp;_p]:whitespace-pre-line\" data-sentry-element=\"unknown\" data-sentry-source-file=\"message-chunk.tsx\"><ol start=\"3\"><li><span style=\"font-size: 18px;\"><strong>Coverage for New High-Cost Treatments<\/strong>:<\/span><ul><li><span style=\"font-size: 18px;\">Expansion of coverage to include\u00a0<strong>Cell, Tissue, and Gene Therapy Products (CTGTPs)<\/strong>, which are expected to become more mainstream.<\/span><\/li><\/ul><\/li><\/ol><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa18555 elementor-widget elementor-widget-heading\" data-id=\"aa18555\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Financial Adjustments and Support Measures\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5d3742 elementor-widget elementor-widget-text-editor\" data-id=\"a5d3742\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"markdown-content w-full leading-7 overflow-x-auto [&amp;_p]:whitespace-pre-line\" data-sentry-element=\"unknown\" data-sentry-source-file=\"message-chunk.tsx\"><ul><li><span style=\"font-size: 18px;\"><strong>Premium Adjustments<\/strong>: To support the increased claim limits and new benefits, premiums will need to be adjusted. The Council recommends:<\/span><ul><li><span style=\"font-size: 18px;\">A cap on premium increases to no more than\u00a0<strong>35%<\/strong>.<\/span><\/li><li><span style=\"font-size: 18px;\">Phasing in premium increases evenly across the cycle.<\/span><\/li><li><span style=\"font-size: 18px;\">Enhanced premium subsidies for lower- to middle-income households.<\/span><\/li><\/ul><\/li><\/ul><\/div><div class=\"markdown-content w-full leading-7 overflow-x-auto [&amp;_p]:whitespace-pre-line\" data-sentry-element=\"unknown\" data-sentry-source-file=\"message-chunk.tsx\"><ul><li><span style=\"font-size: 18px;\"><strong>Incentives for Healthy Lifestyles<\/strong>: The Council suggests introducing premium discounts for policyholders who engage in healthy living practices, promoting preventive health measures.<\/span><\/li><\/ul><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a48f913 elementor-widget elementor-widget-heading\" data-id=\"a48f913\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Insights from Public Engagement<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a61e740 elementor-widget elementor-widget-text-editor\" data-id=\"a61e740\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 18px;\">The Council engaged over\u00a0<strong>300 stakeholders<\/strong>\u00a0through focus groups and discussions, highlighting concerns about healthcare affordability and the need for better coverage.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff6bacf elementor-widget elementor-widget-heading\" data-id=\"ff6bacf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Conclusion\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3300b8 elementor-widget elementor-widget-text-editor\" data-id=\"e3300b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 18px;\">The proposed changes aim to improve financial protection for Singaporeans facing large medical bills and ensure that MediShield Life remains a sustainable and effective health insurance scheme. You can access the previous document about <a href=\"https:\/\/www.medicare-asia.com\/en\/medishield-life-2024-review-press-release\/\"><span style=\"text-decoration: underline;\">Annex A &#8211; MediShield Life 2024 Review Press Release<\/span><\/a>. For more details, please check the document below:<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4137c6 elementor-widget elementor-widget-html\" data-id=\"a4137c6\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"left: 0; width: 100%; height: 0; position: relative; padding-bottom: 129.4118%;\"><iframe src=\"https:\/\/docs.google.com\/viewer?embedded=true&url=https%3A%2F%2Fwww.medicare-asia.com%2Fwp-content%2Fuploads%2F2025%2F01%2FAnnex-B-Medishield-Life-Council-Report-2024-output.pdf\" style=\"top: 0; left: 0; width: 100%; height: 100%; position: absolute; border: 0;\" allowfullscreen><\/iframe><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-330b4a9 elementor-widget elementor-widget-eael-cta-box\" data-id=\"330b4a9\" data-element_type=\"widget\" data-widget_type=\"eael-cta-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"eael-call-to-action cta-flex bg-img\">\n\t    <div class=\"content\">\n            <h2 class=\"title\">Get Your Healthier-SG Compatible CMS<\/h2><p><p><span style=\"font-size: 18px;\">Run your clinic effortlessly with a system that\u2019s simple, seamless, and built for better care<\/span><\/p><\/p>\t    <\/div>\n\t    <div class=\"action\">\n\t        <a href=\"https:\/\/www.medicare-asia.com\/en\/contact\/\" class=\"cta-button \">Sign Up Now<\/a>\t    <\/div>\n\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Taking care of wome&#8217;s health and obgyn goes beyond just the occasional doctor visit\u2014it&#8217;s about being proactive and informed<\/p>\n","protected":false},"author":1,"featured_media":16662,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[134],"tags":[],"class_list":["post-16656","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-medishield-life"],"acf":[],"aioseo_notices":[],"rttpg_featured_image_url":{"full":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888.png",1080,1080,false],"landscape":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888.png",1080,1080,false],"portraits":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888.png",1080,1080,false],"thumbnail":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888-150x150.png",150,150,true],"medium":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888-300x300.png",300,300,true],"large":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888-1024x1024.png",1024,1024,true],"1536x1536":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888.png",1080,1080,false],"2048x2048":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888.png",1080,1080,false],"trp-custom-language-flag":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2025\/01\/Slide-1-2025-01-24T111527.888-12x12.png",12,12,true]},"rttpg_author":{"display_name":"admin","author_link":"https:\/\/www.medicare-asia.com\/en\/author\/malik\/"},"rttpg_comment":2,"rttpg_category":"<a href=\"https:\/\/www.medicare-asia.com\/en\/category\/medishield-life\/\" rel=\"category tag\">MediShield Life<\/a>","rttpg_excerpt":"Taking care of wome's health and obgyn goes beyond just the occasional doctor visit\u2014it's about being proactive and informed","_links":{"self":[{"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/posts\/16656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/comments?post=16656"}],"version-history":[{"count":11,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/posts\/16656\/revisions"}],"predecessor-version":[{"id":16682,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/posts\/16656\/revisions\/16682"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/media\/16662"}],"wp:attachment":[{"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/media?parent=16656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/categories?post=16656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/tags?post=16656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}