{"id":10340,"date":"2024-02-28T15:53:12","date_gmt":"2024-02-28T07:53:12","guid":{"rendered":"https:\/\/medicare-asia.com\/?p=10340"},"modified":"2025-04-11T14:10:28","modified_gmt":"2025-04-11T06:10:28","slug":"how-medisave-can-help-with-your-healthcare-expenses","status":"publish","type":"post","link":"https:\/\/www.medicare-asia.com\/en\/how-medisave-can-help-with-your-healthcare-expenses\/","title":{"rendered":"How MediSave can help with your Healthcare Expenses"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"10340\" class=\"elementor elementor-10340\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-543c7db elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"543c7db\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2deaa0f\" data-id=\"2deaa0f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ff8fe99 elementor-widget elementor-widget-text-editor\" data-id=\"ff8fe99\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 24-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">MediSave helps you with the healthcare expenses that you or your loved ones may incur in the future. There are numerous uses for your MediSave. The ones shared in this article are just some of them. Refer to the full list of <a style=\"color: #000000;\" href=\"https:\/\/www.moh.gov.sg\/healthcare-schemes-subsidies\/medisave\">what you can use with MediSave<\/a> from the Ministry of Health\u2019s page.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6307908 elementor-widget elementor-widget-heading\" data-id=\"6307908\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 24-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-large\">What is MediSave?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d64560 elementor-widget elementor-widget-image\" data-id=\"8d64560\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 24-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"106\" src=\"https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2024\/02\/medisave-logo-300x106.webp\" class=\"attachment-medium size-medium wp-image-10341\" alt=\"Medisave, a national medical savings scheme\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bfd17f elementor-widget elementor-widget-text-editor\" data-id=\"8bfd17f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">MediSave is a national medical savings scheme that sets aside part of your income to pay for the healthcare expenses of yours and your family members (spouse, children, parents, grandparents*, and siblings*). MediSave can be used to pay for hospitalisation, day surgery, and long-term healthcare needs. It can also be used to pay for certain costly outpatient treatments like dialysis, cancer drugs and radiotherapy, as well as for treatment of specific chronic diseases like diabetes and hypertension.<\/span><\/p><p><span style=\"color: #000000;\">*Applicable only if grandparents and siblings are Singapore citizens or Permanent Residents.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d38c54 elementor-widget elementor-widget-heading\" data-id=\"4d38c54\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">How much of my salary goes into my MediSave?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef065d8 elementor-widget elementor-widget-text-editor\" data-id=\"ef065d8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #000000;\">Each month, a portion of your monthly salary, ranging from 8% to 10.5%*, is contributed to your MediSave Account. The exact percentage depends on your age group. These contributions are designed to build a financial cushion that covers your basic healthcare expenses throughout your lifetime, particularly in retirement when you no longer have a regular income. Additionally, your MediSave savings earn interest over time, benefitting from the power of\u00a0<a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/infohub\/educational-resources\/multiplying-your-cpf-savings-with-compound-interest\">compound interest<\/a>, even if you don&#8217;t use them.<\/span><\/p><p><span style=\"color: #000000;\">*MediSave contribution differs for self-employed persons. Refer to the<a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/tools-and-services\/calculators\/self-employed-medisave-contribution-calculator\">\u00a0Self-employed MediSave contribution<\/a>\u00a0calculator for more information on how MediSave contribution is calculated for self-employed persons.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00cb5cb elementor-widget elementor-widget-heading\" data-id=\"00cb5cb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">What is the Basic Healthcare Sum (BHS) in 2024?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ba43ac elementor-widget elementor-widget-text-editor\" data-id=\"1ba43ac\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #000000;\">The\u00a0<a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/faq\/healthcare-financing\/basic-healthcare-sum\">BHS<\/a>\u00a0is the estimated amount of savings you need in your MediSave Account for basic subsidised healthcare expenses in old age. It is the maximum amount you can have in your MediSave Account and\u00a0<a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/faq\/healthcare-financing\/basic-healthcare-sum\/i-have-saved-the-basic-healthcare-sum-bhs-in-my-medisave-account\">any contribution beyond your BHS will be channelled to your Special Account or Retirement Account.<\/a><\/span><\/p><p><span style=\"color: #000000;\">For CPF members below age 65, the BHS is adjusted annually to keep pace with the expected growth in MediSave used. Upon hitting age 65, your BHS is fixed and the yearly adjustments will no longer be applicable to you. The 2024 BHS is $71,500.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-229b70b elementor-widget elementor-widget-heading\" data-id=\"229b70b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Uses of MediSave <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-840ecab elementor-widget elementor-widget-heading\" data-id=\"840ecab\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">1. Paying for selected insurance premiums to stay protected from large medical bills<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e32bff elementor-widget elementor-widget-text-editor\" data-id=\"2e32bff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">MediSave can be used to pay for the health insurance premiums of yours and your immediate family members. These include the premiums for basic insurance plans such as <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/healthcare-financing\/medishield-life\"><span style=\"font-weight: 400;\">MediShield Life<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/healthcare-financing\/careshield-life\"><span style=\"font-weight: 400;\">CareShield Life<\/span><\/a><span style=\"font-weight: 400;\">, and supplement plans such as <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/infohub\/educational-resources\/what-to-know-when-buying-an-integrated-shield-plan\"><span style=\"font-weight: 400;\">Integrated Shield Plan<\/span><\/a><span style=\"font-weight: 400;\"> and CareShield Life Supplements, up to the Additional Withdrawal Limits.<\/span><\/span><\/p><p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Remember to <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/infohub\/educational-resources\/money-matters-health-insurance-and-you\"><span style=\"font-weight: 400;\">assess your healthcare needs and the long-term affordability of the insurance premiums<\/span><\/a><span style=\"font-weight: 400;\"> when purchasing additional healthcare and long-term care coverage.<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0dcdf9 elementor-widget elementor-widget-heading\" data-id=\"c0dcdf9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">2. Vaccinations under the National Childhood and National Adult Immunisation Schedule <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c081a61 elementor-widget elementor-widget-text-editor\" data-id=\"c081a61\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Vaccinations are important in boosting your immune system by teaching it how to fight against harmful diseases.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">You have the option to use your MediSave savings for both you and your child\u2019s vaccination under the National Adult Immunisation Schedule and National Childhood Immunisation Schedule respectively.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Some examples of these vaccinations include:<\/span><\/p><ul><li><span style=\"font-weight: 400; color: #000000;\"> Influenza (INF)<\/span><\/li><li><span style=\"font-weight: 400; color: #000000;\"> Pneumococcal vaccinations<\/span><\/li><li><span style=\"font-weight: 400; color: #000000;\"> Hepatitis B<\/span><\/li><li><span style=\"font-weight: 400; color: #000000;\"> Measles, Mumps and Rubella (MMR)<\/span><\/li><li><span style=\"font-weight: 400; color: #000000;\"> Tuberculosis (BCG)<\/span><\/li><li><span style=\"font-weight: 400; color: #000000;\"> Diphtheria, Pertussis &amp; Tetanus (DTaP\/Tdap)<\/span><\/li><\/ul><p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Learn more about the <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.moh.gov.sg\/resources-statistics\/nationally-recommended-vaccines\"><span style=\"font-weight: 400;\">nationally recommended vaccines<\/span><\/a><span style=\"font-weight: 400;\"> and how often you should take them.<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c982ea8 elementor-widget elementor-widget-heading\" data-id=\"c982ea8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">3. Health screenings to keep you in the pink of health\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18545ab elementor-widget elementor-widget-text-editor\" data-id=\"18545ab\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">You can also tap on your MediSave savings for mammogram screenings (for women aged 50 and above) and for selected newborn screening tests.<\/span><\/p><p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Your MediSave can also be used for other<\/span><a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/healthcare-financing\/using-your-medisave-savings\/using-medisave-for-outpatient-treatments\"><span style=\"font-weight: 400;\"> forms of screenings<\/span><\/a><span style=\"font-weight: 400;\"> such as a colonoscopy. Check with your healthcare provider for the approved list of screenings!<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62b7656 elementor-widget elementor-widget-heading\" data-id=\"62b7656\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">4. Surgery and hospitalisation <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a7ebea elementor-widget elementor-widget-text-editor\" data-id=\"4a7ebea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">In the event that you are hospitalised, you can withdraw up to $550 per day from your MediSave Account for the first two days of your stay in the hospital, and up to $400 per day thereafter. You can also withdraw additional savings from your MediSave Account for surgical expenses, up to the surgical limits. The surgical limits also apply for day surgeries.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Other than surgical expenses, day surgeries include a limit of up to $300 per day which you can withdraw from your MediSave Account for hospital charges such as daily ward charges, daily treatment fees, investigations, and medications.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">It\u2019s important to understand that a person is classified as being hospitalised if they have been admitted for a minimum of eight hours. However, this requirement is not applicable to day surgeries.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Non-surgical dental services, including tooth extractions, crown fittings, dentures, and orthodontic braces, are not covered by MediSave.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fffe6c elementor-widget elementor-widget-heading\" data-id=\"8fffe6c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">5. welcome your newborn with MediSave<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb5a594 elementor-widget elementor-widget-text-editor\" data-id=\"bb5a594\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Your MediSave savings can assist you in covering medical expenses when welcoming your newborn. Under the <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/faq\/healthcare-financing\/medisave\/how-much-medisave-savings-can-i-use-to-pay-maternity-expenses-\"><span style=\"font-weight: 400;\">MediSave Maternity Package<\/span><\/a><span style=\"font-weight: 400;\">, you can tap on your MediSave Account for pre-delivery medical expenses of up to $900, and $3,950\u200b for your delivery procedure. You can also use up to $550 per day for the first two days and up to $400 per day for subsequent days of your stay in hospital.<\/span><\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">For assisted conception procedures, you can use up to $6,000 for your first treatment cycle, $5,000 for your second cycle, and $4,000 for your third and subsequent cycles, within a lifetime limit of $15,000 per patient.<\/span><\/p><p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Learn more about the <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/infohub\/educational-resources\/baby-bonus-benefits-and-support-for-new-parents\"><span style=\"font-weight: 400;\">Baby Bonus benefits and support for new parents<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7adb9a5 elementor-widget elementor-widget-heading\" data-id=\"7adb9a5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">6. Helping with medical bills to treat complex chronic conditions <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f40196b elementor-widget elementor-widget-text-editor\" data-id=\"f40196b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">MediSave comes in handy not only when you&#8217;re unwell, but also for treating chronic conditions that can lead to serious diseases.<\/span><\/p><p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">You can use up to $500 (for non-complex chronic conditions) or $700 (for \u200bcomplex chronic conditions) per year on outpatient treatments of 23 approved chronic conditions under the <\/span><span style=\"font-weight: 400;\">Chronic Disease Management Programme (CDMP)<\/span><span style=\"font-weight: 400;\">.\u00a0<\/span><\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">This programme is available at public hospital Specialist Outpatient Clinics (SOCs), polyclinics, and more than 1,250 GP clinics and private specialist clinics throughout Singapore.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0caca60 elementor-widget elementor-widget-heading\" data-id=\"0caca60\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">7. Drug treatments for cancer patients using MediSave<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fa8bd6 elementor-widget elementor-widget-text-editor\" data-id=\"5fa8bd6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Your MediSave savings can be tapped for cancer drug treatments on the <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.moh.gov.sg\/home\/our-healthcare-system\/medishield-life\/what-is-medishield-life\/what-medishield-life-benefits\/cancer-drug-list\"><span style=\"font-weight: 400;\">Cancer Drug List<\/span><\/a><span style=\"font-weight: 400;\"> subject to a limit of $600 or $1,200 per month per patient, depending on the cancer drug treatment you are receiving. If you are receiving treatment for multiple primary cancers, you may claim up to the highest cancer drug treatment limit amongst the claimable treatments received for each primary cancer per month.<\/span><\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">You can also use MediSave for cancer drug services and other cancer scans which is capped at $600 per year per patient for patients receiving treatment for one primary cancer or $1,200 per year per patient for patients receiving treatment for multiple primary cancers.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80bad8d elementor-widget elementor-widget-heading\" data-id=\"80bad8d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">8. For end-of-life care\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a587f0 elementor-widget elementor-widget-text-editor\" data-id=\"0a587f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">Should you require inpatient palliative care, you may use up to $250 (general) or $350 (specialised) per day from your MediSave Account for approved inpatient hospice palliative care services (IHPCS).<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">There will be no lifetime MediSave withdrawal limit for home palliative care and day hospice for all terminally ill patients if they are paying from their own MediSave account. However, patients will be subjected to a limit of $2,500 per patient per lifetime if they tap on their family member&#8217;s MediSave.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a3ceff elementor-widget elementor-widget-heading\" data-id=\"3a3ceff\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">9. For rehabilitation and recovery<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-410f596 elementor-widget elementor-widget-text-editor\" data-id=\"410f596\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #808080;\"><span style=\"color: #000000;\">If you need to stay in a community hospital or undergo rehabilitation to recuperate, you can use up to $250 per day for hospitalization charges at community hospitals (up to a maximum of $5,000 per year), and up to $25 per day per rehabilitation service at approved day rehabilitation centers (up to a maximum of $1,500 a year).<\/span> <\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66ed62a elementor-widget elementor-widget-heading\" data-id=\"66ed62a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">10. Reducing out-of-pocket payments in old age\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74c278b elementor-widget elementor-widget-text-editor\" data-id=\"74c278b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400; color: #000000;\">As you age, there is more flexibility in using your MediSave to reduce out-of-pocket payments for outpatient treatments.\u00a0<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Under the Flexi-MediSave scheme, individuals aged 60 and above can use up to $300 per patient per year from their own or their spouse\u2019s MediSave Account for treatments at polyclinics, public Specialist Outpatient Clinics, and Community Health Assist Scheme (CHAS) GP Clinics.<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">MediSave \u2013 your personal healthcare savings account\u00a0<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">A portion of your monthly income goes into your MediSave Account to help save for your future medical expenses. Understanding more about the uses of your MediSave Account is useful in ensuring that you can fully benefit from it.\u00a0<\/span><\/p><p><span style=\"font-weight: 400; color: #000000;\">Alongside insurance premiums and vaccinations, there are also plenty of uses of MediSave such as long-term care, and both inpatient and outpatient treatments that can reduce your out-of-pocket payments.<\/span><\/p><p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">The key to staying healthy is also to live and eat healthily. Check out these pointers for <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/infohub\/educational-resources\/3-pointers-for-affordable-healthy-living-in-singapore\"><span style=\"font-weight: 400;\">affordable healthy living in Singapore<\/span><\/a><span style=\"font-weight: 400;\">!<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aac554 elementor-widget elementor-widget-text-editor\" data-id=\"7aac554\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><span style=\"font-weight: 400;\">Reference: <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.cpf.gov.sg\/member\/infohub\/educational-resources\/10-uses-of-medisave\"><span style=\"font-weight: 400;\">CPF Singapore<\/span><\/a><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>MediSave helps you with the healthcare expenses that you or your loved ones may incur in the future. There are numerous uses for your MediSave. The ones shared in this article are just some of them. Refer to the full list of what you can use with MediSave from the Ministry of Health\u2019s page. What [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10970,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[44],"tags":[42,41],"class_list":["post-10340","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cpf","tag-cpf","tag-medisave"],"acf":[],"aioseo_notices":[],"rttpg_featured_image_url":{"full":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2024\/02\/Slide-1-13-1.png",1080,1080,false],"landscape":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2024\/02\/Slide-1-13-1.png",1080,1080,false],"portraits":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2024\/02\/Slide-1-13-1.png",1080,1080,false],"thumbnail":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2024\/02\/Slide-1-13-1-150x150.png",150,150,true],"medium":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2024\/02\/Slide-1-13-1-300x300.png",300,300,true],"large":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2024\/02\/Slide-1-13-1-1024x1024.png",1024,1024,true],"1536x1536":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2024\/02\/Slide-1-13-1.png",1080,1080,false],"2048x2048":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2024\/02\/Slide-1-13-1.png",1080,1080,false],"trp-custom-language-flag":["https:\/\/www.medicare-asia.com\/wp-content\/uploads\/2024\/02\/Slide-1-13-1-12x12.png",12,12,true]},"rttpg_author":{"display_name":"admin","author_link":"https:\/\/www.medicare-asia.com\/en\/author\/malik\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/www.medicare-asia.com\/en\/category\/cpf\/\" rel=\"category tag\">CPF<\/a>","rttpg_excerpt":"MediSave helps you with the healthcare expenses that you or your loved ones may incur in the future. There are numerous uses for your MediSave. The ones shared in this article are just some of them. Refer to the full list of what you can use with MediSave from the Ministry of Health\u2019s page. What&hellip;","_links":{"self":[{"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/posts\/10340","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/comments?post=10340"}],"version-history":[{"count":53,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/posts\/10340\/revisions"}],"predecessor-version":[{"id":17084,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/posts\/10340\/revisions\/17084"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/media\/10970"}],"wp:attachment":[{"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/media?parent=10340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/categories?post=10340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.medicare-asia.com\/en\/wp-json\/wp\/v2\/tags?post=10340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}